Facilitating Climate Adaptation through Risk Insurance: Community led Decision Making Process for Urban Resilience

19. October 10:30 - 11:45

Cities are often at the frontline of response to climate-related hazards because of their geography, often located in low-lying coastal areas, and their concentration of population, infrastructure, and assets. At the same time, the global insurance protection gap is widening, driving calls for enhanced investments in climate-risk protection. In cities, the risk of climate hazards is layered on top of diverse social and economic dynamics that unevenly spread the impact of shocks or stressors. However, cities can play a key role in closing the climate protection gap by acting as insurance consumers and funding risk reduction, as stewards of risk-reduction and management through climate adaptation policy and planning, as well as promoters of knowledge about risk and insurance provision within the urban ecosystem. Focused on developing incentives for risk reducing behaviour at the community level, understanding risks and vulnerabilities can help direct investments into building resilience for the most vulnerable, and enhance local governments understanding of its impact on the broader landscape of risk management plans.

Insurance can increase risk awareness, provide incentives for risk mitigation, and support economic growth and capital mobilisation, but without understanding the full extent of climate-related hazards, exposures, and vulnerabilities at the community level, just transformative for climate adaptation and risk prevention will remain a challenge. In a recent survey of 812 cities by CDP, nearly half of the cities surveyed have not undertaken a climate risk and vulnerability assessment, demonstrating a lack of knowledge regarding climate hazard risk to public and private assets, lives, and livelihoods (CDP, 2020). Enhancing cities’ investments and technical capacities in developing climate-informed risk assessments and cost-benefit analyses is a key for formulating their climate adaptation plans, and further integrating resilience building into the city’s wider strategic planning. This can also strengthen the fiscal capacity of cities and enhance their creditworthiness, which in turn help create the enabling environment for insurance provision and resilient infrastructure investment.

Hazard and vulnerability assessments can unlock access to funds to support climate resilience. This session aims to highlight the impact of community based urban resilience assessments in developing impactful inclusive solutions for climate adaptation. The first panel will explore the IFRC experience in applying Z Zurich Foundation Climate Resilience Measurement for Communities (CRMC) framework. The panel will also shed the light on key lessons learned from the Council of Europe Development Bank in support of the Super Block Programme – Resilience Monitoring Indicators, that helped shape climate adaptation short- and long-term intervention plans for the city of Barcelona, as well as hearing from the city council the challenges and opportunities they faced in understanding climate vulnerabilities at the local level, and efforts for directing investments towards mitigating risks impact in the urban context. Using data for Early Warning Systems, the Municipality of Matosinhos will tell us more about their 10-year “Zero Fires” strategy to prevent forest fires, and how vulnerability assessments can help guide the decision making for Resilience building investments in Early Warning.

As Cities play an important role in convening or elevating a variety of stakeholders from public and private sectors that can speak to diverse risks and needs in each community, in the second panel of this session, we will get to learn more about the Tripartite Agreement Programme, and the UNDP approach in leveraging financing, expertise and risk capital for the fulfilment of Vision 2025 through public-private partnership. Aimed at preventing disaster from turning into a crisis, we will get to learn more from Howden Climate Risk & Resilience about Parametric Insurance, and how it can be used as a tool to transfer risk and build resilience for the most vulnerable.

Providing community-based resilience assessments can help insurers more accurately inform risk insurance decision making processes, and cities developing their Resilience Action Plans. This will be further explored through the experience of the Hague, as part of their engagement in the Global Risk and Resilience Fellowship, and how this is directly tied to risk assessments in identifying ways that insurance can be used as a tool for building resilience, and prioritizing risks for adaptation solutions. Aligned with the UNDRR MCR2030 Initiative global efforts on building Resilience Hubs capacities on climate risk assessments and resilience sustainable financing, this panel will open the door to learn the Regional Coordinating Committees (RCC) Thematic Semester on Risk Financing, and its efforts to engage with the Academia, local governments, private sector, Regional and International key financial actors to present integrated resilience solutions and policy impacts, that can help drive investments towards urban resilience financing at cities and communities’ level.

This session is part of the The governance of the new crises: managing and funding resilience in Europe stream.



Francisco Ianni

Senior Officer Flood Resilience, International Federation of Red Cross and Red Crescent Societies

Francisco Ianni, Senior Officer Flood Resilience, International Federation of Red Cross and Red Crescent Societies

Francisco is a dedicated humanitarian and development leader with both IFRC HQ and country experiences in Mexico, Albania, Montenegro, Indonesia, Mozambique, and the Philippines. Over the past 15 years, he has specialized in global strategies and organizational capacities to implement multi-year, multi-country DRR, resilience, and climate adaptation initiatives. He joins us from Geneva, where he is currently part of the global Climate and Resilience team as the Senior Officer for flood resilience. Francisco holds a bachelor’s degree in Economics and Spanish Literature from Gettysburg College, a master’s degree in International Development and Educational Policy from Portland State University, and a post-graduate diploma in Systems Design and Project Management from Cornell University.

Elisa Muzzini

Senior Technical Advisor, Council of Europe Development Bank

Elisa Muzzini, Senior Technical Advisor, Council of Europe Development Bank

Elisa helps cities and communities become more resilient, inclusive and sustainable with project financing, capacity building, knowledge sharing and strategic partnerships. She is currently Senior Technical Advisor for Urban and Regional Development at the Council of Europe Development Bank (CEB). Prior to joining the CEB, she was a Senior Economist at the World Bank where she managed lending operations, analytical work and capacity building on sustainable and inclusive urban development, with a focus on countries in the South Asia and Latin America and the Caribbean regions. Elisa is also a Gestalt Professional Certified Coach (GPCC) and an International Coaching Federation (ICF) Associate Certified Coach. She received a graduate degree in Economics with a concentration in public financial policy from the London School of Economics and a BA in Economics from Bocconi University in Italy.

Ariadna Miquel Amengual

Director of Urban Strategy, Barcelona City Council

Ariadna Miquel Amengual, Director of Urban Strategy, Barcelona City Council

Ariadna Miquel Amengual is Director of Urban Strategy at Barcelona City Council. Architect and Master in Urban Landscape, she has been working at the Barcelona City Council, in the Office of the Chief Architect, since 2007. She has led urban regeneration projects such as the transformation of Plaça de les Glòries or La Modelo prison. Since 2015, she has been responsible for the implementation strategy of Superblocks in the city. She is also developing the Let’s Protect Schools program, or the Barcelona playable city strategy. Over the years, she has practiced her profession with an interdisciplinary vision integrating architecture, landscape, ecology, mobility, gender and citizen participation.

Susana Sousa Gonçalves

Municipality of Matosinhos

Susana Sousa Gonçalves, Municipality of Matosinhos
Peter Adams

Associate Director, Howden

Peter Adams, Associate Director, Howden

Peter Adams is an Associate Director in the Climate Risk and Resilience team at Howden Group. He has worked for over a decade to address climate risk through policy, design, and investment. For six years he was a Senior Policy Advisor on climate projects in the New York City's Mayor's Office of Climate and Environmental Justice. He also led on resilient infrastructure design at the Port Authority of NY and NJ, and has consulted on climate risk with companies, cities, and countries globally. He earned his Masters in Geography from McGill University in Montreal, Quebec.

Roos Meilink

Chief Resilience Officer, The Hague

Roos Meilink, Chief Resilience Officer, The Hague

Roos Meilink is one of the two Chief Resilience Officers in the Netherlands, where she leads the development and implementation of resilience strategies and initiatives to prepare the city of The Hague and the Municipal Organization for future shocks and stresses. Roos is part of the global Resilient Cities network, which enables her to exchange knowledge and best practices with peers from different cities and regions. Roos holds a Master of Public Administration degree and a bachelor of engineering degree and has nearly 20 years of experience in working on complex societal issues within various government layers. By integrating governance principles, business continuity practices, and strategic public administration, she bridge the gap between organizational and urban resilience. Roos' commitment lies in creating lasting impact, fostering compliance, continuity, and empowering communities to thrive amidst challenges.

Andrew Mackay Bower

Team Leader for Risk Governance, UNDRR

Andrew Mackay Bower, Team Leader for Risk Governance, UNDRR

Andrew is Team Leader for Risk Governance at UNDRR Regional Office for Europe and Central Asia, and the Regional Coordinator of the Making Cities Resilient 2030 Initiative. He has worked for UNDRR since 2018, covering both engagement on national and local resilience through Sendai Framework implementation and monitoring across the 55 member countries of the Europe and Central Asia Region. He previously worked for the European Commission’s Directorate General for European Civil Protection and Humanitarian Aid Operations (DG ECHO), in charge of DRR and urban resilience. Andrew builds on experience in academia as Visiting Research Fellow working on EU external relations and in the non-profit sector influencing EU external policies and instruments.

Stanislav Kim

Team Leader on Climate and Disaster Resilience, UNDP

Stanislav Kim, Team Leader on Climate and Disaster Resilience, UNDP


Stanislav is currently the Team Leader for the Climate Change and Disaster Resilience Team at the UNDP Istanbul Regional Hub. In this role, Stanislav provides support to 18 countries in Europe and Central Asia, assisting them in building their resilience to natural disasters, promoting risk-informed development, and supporting their disaster response and recovery efforts. With over 25 years of experience in development, DRR, energy, and environmental programs across Europe and Central Asia region, Stanislav brings a wealth of expertise to their current position. Before undertaking their current assignment, Stanislav worked as a DRR program specialist at the Istanbul Regional Hub, the Head of the Energy and Environment Unit at UNDP Kazakhstan. Between 2003 and 2010, they served as the National Coordinator of the GEF Small Grants Programme. Stanislav’s educational background includes a Bachelor of Science degree in Geography and a Master of Science degree in Environmental Management.


Nuha Eltinay

Senior Officer, Urban Resilience and Climate Adaptation, ICLEI Europe

Nuha Eltinay, Senior Officer, Urban Resilience and Climate Adaptation, ICLEI Europe

Nuha is a Senior Urban Resilience and Climate Adaptation Officer at ICLEI European Secretariat. She has worked previously as a Senior Urban Specialist at the World Bank (Urban, Disaster Risk Management, Resilience and Land) Global Practice, and held the position of the Director of Urban Planning and Sustainable Development at the Arab Urban Development Institute (Regional NGO), working closely with the UNDRR Regional Office and local governments in developing their risk governance strategies and resilience action plans as part of the Disaster Resilience Scorecard assessments in 25 Arab cities.

She has received her PhD in Urban Resilience from London South Bank University, and MSc from the University of Westminster in International Planning and Sustainable Development. Nuha publishes research with special interest in embedding inclusive community led participatory planning and co-design solutions into DRR and Climate Adaptation policy in the most fragile settings, leaving no one behind.